Credit insurance for large companies: Mitigating commercial risks

If you carry out B2B credit transactions locally or for export, you run the risk that your customer will not pay you. This risk is often underestimated: one non-payment alone can have disastrous consequences on your cash flow, your on-going expansion and even the overall health of your company. In addition to securing your cash flow, TradeLiner credit insurance for large companies is an effective tool for optimising your credit management. It gives you peace of mind, provides financial stability and leaves you to grow your business.

Coface evaluates your clients' financial situation at all times and you will be notified of any developments - all thanks to TradeLiner trade credit insurance for large companies. You are then equipped with the strategic knowledge you need to negotiate the best credit conditions, select the top business partners and anticipate the possibility that your receivables are not paid.​​

We can help you design your TradeLiner large business credit insurance policy to your business with wide range of options, the structure or governance inside your organisation, and your specific coverage needs. Here are a handful of concrete examples:

• Do you manufacture customised products for a specific client? Do you want to prevent the default of an instructing party in the event that the contract is interrupted? The manufacturing risk option covers you against the risk of customer default during the production period and prior to delivery.
• Do you make export sales to at-risk countries? The political risk option guarantees your invoices against the risk of non-payment resulting from adverse public or civil events (terrorism, riots, war, restrictive decisions, export restrictions, etc.).

We start by analysing your business activity, sector and specific needs so that we can put together a 100% customisable policy with you. The credit risk managers then analyse your client portfolio to help you identify the commercial risk levels of your current and potential customers to insure you for up to 90% of the amount of your transactions.

You access your customer portfolio and ask us to obtain lines of credit using your CofaNet Essentials digital management tool or via your internal tools using our APIs. We then start tracking your clients, and you receive notifications about changes in the solvency of the companies to help you take the right business decisions. In the event of non-payment, you let us know and we take over the collection process there and then - whether it’s in the UAE, Saudi Arabia, the broader GCC region or on the other side of the world. The entire process is carried out online or using the API: this facilitates your internal procedures and optimises information sharing between the different departments in your organisation (finance, accounting, sales management, sales, purchases, etc.).